💎 Diamond Jewellery Saving Plan – Details & Benefits

The Smaart Diamonds Jewellery Saving Plan is a customer-friendly plan that helps you turn small monthly savings into a valuable diamond or gold purchase. 

🎁 Benefits of Joining the Smaart Diamonds Jewellery Saving Plan

  • 100% Jewelry Value: Every rupee you contribute goes toward your final jewelry purchase — no deductions, no interest.

  • Attractive Bonuses: On successful, timely completion of the scheme, you receive additional bonus value to your account, increasing your total purchase capacity.

  • Safe and Transparent: All transactions are recorded and documented through a Diamond saving plan passbook and invoice.

  • No Interest or Hidden Charges: This is a no-interest, no-penalty saving option.

  • Flexible Exit Option: You can withdraw anytime, though bonus benefits will be forfeited.

  • Helps You Plan Big Purchases: Ideal for wedding jewelry, special occasions, or self-gifting.

Diamond Jewellery Saving Plan Payment

We offer multiple Diamond Saving Plans to match your budget and savings goal. Choose the one that suits your needs best.

Start your Diamond Jewellery Saving Plan Today.
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Diamond Jewellery Saving Plan payment For Existing Customer!

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💳 Diamond Jewellery Saving Plan Process

For a smooth and trustworthy experience, we maintain strict guidelines around payments and redemption. Here’s what you need to know:

✅ Payment Instructions

  • Accepted Methods: Cheques or Online Bank Transfers only.

  • Cash Payments: Not accepted.

  • Due Date: Payment must be made on or before the 10th of every month.

  • Bonus Eligibility: Payments made after the due date will not qualify for bonus benefits.

📔 Documentation

  • Every member is issued a Diamond Saving Plan Passbook that will record all monthly transactions.

  • You must provide a signed copy of your ID proof (PAN or Aadhaar) at the time of enrollment.

💎 Redemption Process

  • Once you complete the Diamond Jewellery Saving Plan duration, the total amount — including bonus — can be used to purchase jewelry.

  • You may choose from our wide range of readymade jewelry or customized designs.

  • No amount will be refunded in cash; it must be redeemed only against diamond or gold jewelry.

⚠️ Important Notes

  • No Interest will be paid on the saved amount.

  • No Extension of Diamond Saving Plan beyond the chosen term is allowed.

  • No Partial Redemption – the entire amount must be redeemed at once.

  • Loss of Passbook or discrepancies should be reported immediately.

TERMS AND CONDITIONS

  • Payments will be accepted only in the form of Cheque or Online Transfers. Cash payment will not be accepted.
  • Instalment amount needs to be paid on or before 10th of every month. Bonus will not be applicable if there is a default on payment dates.
  • Withdrawal from scheme anytime is allowed, but with NO benefits. No refund by form of cash. It is a diamond jewellery purchase scheme.
  • Members of the scheme will be eligible for all benefits only on completion of the scheme.
  • Diamond and Gold rate will be applicable as per the market rates on the day of purchase.
  • No interest will be paid for the amount deposited. No extension of the scheme will be permitted.
  • Person enrolling in the scheme needs to provide a signed photocopy of one of the following valid identity proofs: PAN or Aadhaar Card.
  • On completion of 12th month of the scheme, you can buy a readymade piece or place an order.
  • Scheme passbook needs to be kept safely by you, and any discrepancy in passbook entry should be brought to our notice immediately.
  • Any conditions not explicitly covered above will be at the discretion of the company at the point of transaction.
  • The decision of the company in this regard will be deemed as irrevocable and final.
  • All disputes are subject to Chennai jurisdiction only.
  • Address:No.3, “Chithram”, Rama  Street, T.Nagar, Chennai  – 600017.
    📞 +91-94440 11748    📞 +91-80560 41984

Frequently Asked Questions

What is the Diamond Saving Plan?

Our Diamond Saving Plan is a 12-month installment-based saving scheme that allows you to invest monthly and redeem the total amount in the form of diamond jewelry at the end of the plan.

You can enroll by visiting our store or contacting us online. To register, you need to provide a valid ID proof (PAN or Aadhaar card) and begin your first monthly installment.

Yes, you can withdraw anytime, but no bonus or additional benefits will be provided. The amount can only be used for diamond jewelry purchase—no cash refunds will be given.

The monthly installment amount can vary based on the plan you choose. Please contact our team for current installment slabs and benefits.

What are the benefits at the end of the 12-month plan?

On completing the plan, you will be eligible for exclusive discounts, bonus benefits, and access to our latest collection. You may choose readymade jewelry or place a custom order.

Payments must be made on or before the 10th of each month. Missing a due date may result in loss of bonus eligibility for that month.

No interest is paid on the deposited amount. The benefit is received in the form of purchase bonuses and special pricing on diamond jewelry.

The prevailing market rate on the day of purchase will be applicable for both gold and diamond products.